Ms. Lu is a Principal in the Ares Credit Group, where she focuses on alternative credit investments. Prior to joining Ares in 2018, Ms. Lu was an Assistant Director at The Royal Bank of Scotland, where she focused on structured finance investments in corporate and financial institution sectors. Ms. Lu holds a M.Sc. degree from the University of Oxford in Financial Economics, and a B.A. degree from the University of Macau in Accounting. She is a member of the Chartered Certified Accountants (ACCA) and a CFA® charterholder.